Cat Insurance

Cat insurance often covers the cost of vet-related services such as examinations, medications and emergency care which your cat may require in the event of an accident or illness. If you would like to learn more, please review our policy conditions.

In the sad event that your cat passes away due to accident, illness or injury you could be reimbursed up to the purchase price of your pet. For more details, please read our policy wording.

When selecting a cat insurance policy, it is essential to review the details carefully to ensure that the plan provides coverage for the theft of the pet.

With Purely Pets' Silver and Gold Lifetime cover products, you can claim up to £2,000 for advertising costs and a reward for the loss due to theft or straying. However, lower limits are available on the Bronze Lifetime cover.

Boarding fees vary depending on the type of business, location and services provided. Generally, boarding fees included the cost of food, bedding and basic amenities.

Depending on the business, additional services, such as grooming, walks and playtime, may also be included in the total fee. It is important to research the different boarding services available to ensure that you are getting the best value for your money.

Here at Purely Pets, we offer boarding fee cover of up to £2,000 as part of our Gold Lifetime coverage. Boarding fees can only be claimed in certain situations, details of which can be found in the policy wording.

Dental cover typically covers the cost of any necessary treatment related to your pet's teeth, gums and mouth, including the cost of any required medication.

Here at Purely Pets, we cover dental treatment for accident only in year 1 and from year 2 onwards, we also cover dental illness*. For more details, please read our policy wording by clicking here.

With Purely Pets' Silver Lifetime cover products, you can claim up to £2,000 on dental treatment.

*Subject to evidence of annual dental check-ups, and any treatment recommended by the vet has been carried out at your own expense.

A lot of insurers will not cover pre-existing conditions. A pre-existing condition is a medical condition or injury that a cat has shown signs or symptoms of already, prior to your cat insurance policy starting, even if the condition has not yet received a diagnosis.

Neutering is the process of removing a male cat's testes, while spaying is the process of removing a female cat's ovaries and uterus. Neutering and spaying can have many benefits for cats.

It can help reduce aggressive behaviours, reduce the risk of certain diseases, and reduce the number of unwanted cats in the community.

Vaccinations are a series of injections given to cats to help protect them from various diseases, viruses, and infections. Vaccines help to boost a cat’s immune system, allowing them to fight off infections and illnesses that can cause serious and even fatal health problems.

Vaccines are available for a variety of illnesses, including feline leukaemia, rabies, and feline distemper.

Excess is the amount that an insurance policy holder pays towards a claim. The excess can vary depending on the policy chosen and is usually deducted from any claim settlement.

For example, with cat insurance, the policy holder may be required to pay an excess of £140* for each claim. This means that the policy holder will be liable for the first £140 of the claim.

*The excess amount may vary depending on your policy agreement

Lifetime pet insurance is a type of insurance that offers continuous cover and lifelong protection for your pet, subject to the policy being renewed each year. This type of insurance covers the cost of medical treatments and procedures, such as consultations, surgery, and hospitalisation. Lifetime pet insurance typically includes coverage for illness or injuries that may occur throughout your pet's life, provided the condition has only developed within the period of insurance.

Accident only pet insurance is a type of pet insurance that covers veterinary treatment required for injuries caused by accidents. This type of pet insurance provides coverage for medical bills associated with an accident, including hospitalisation, surgery, lab tests, and medications.

This type of pet insurance provides coverage for a specific amount of time, usually 12 months. When the time limitation begins is dependent on the policy terms of your insurance provider. During this time, your pet is covered for certain types of illnesses and accidents, as well as any necessary treatments. Once the time limit or financial limit has been reached there will no longer be any further cover for that condition.

Maximum benefit pet insurance provides a financial amount per condition, with no time limit subject to the policy being renewed. Once this financial limit has been reached, then there will be no further cover for that condition. Maximum benefit pet insurance may cover accidents, illnesses, surgeries, medication, and more but please refer to your policy terms for full conditions for what’s included in your policy.