Puppy Insurance

Multiple puppies can be insured under separate policies, which can be linked for convenience. Each puppy will have its own individual benefit limits, so any claims made on one puppy’s policy will not affect the coverage or claims of the others.

Yes, the cost of puppy insurance can vary depending on where you live. Areas with higher living costs often have more expensive veterinary fees or there may be a higher propensity to claim within that area, which can lead to higher insurance premiums. Urban locations with a greater number of veterinary clinics and specialists might also have different pricing structures compared to rural areas.

Yes, dental treatment is covered for accidents in year 1, and from year 2, dental illness is also covered.

No, we do not cover pre-existing conditions that have been present or shown signs or symptoms before the start of a policy.

No, vaccinations will not be covered as they are considered a routine treatment.

KC-registered means that your puppy’s birth has been officially recorded with the Kennel Club by the breeder. However, as highlighted by the RSPCA, being KC-registered doesn’t guarantee your puppy’s health or that it comes from a responsible breeder.

The Kennel Club does provide DNA testing services for breeders, so you can inquire if your puppy’s parents have been screened for inherited diseases. If they have, be sure to ask for the testing certificates and, whenever possible, obtain a copy for your records.

We offer puppy insurance from when a dog is eight weeks old.

Your puppy’s growth rate varies by breed, so it’s important to research your specific dog! Generally, larger breeds may take up to two years to reach full size, while smaller breeds often mature fully by around six months.

Yes, as microchipping is a legal requirement for all dogs in the UK, including puppies, from the age of eight weeks.

Puppies, like all young animals, are susceptible to certain health issues that can affect their growth and development. Common health issues in puppies include:

• Parvovirus: A highly contagious viral illness that affects puppies, causing severe vomiting and diarrhoea. Vaccinations are crucial to prevent this disease.
• Hip dysplasia: A genetic condition where the hip joint develops abnormally, leading to arthritis and mobility issues later in life. Larger breeds are often more susceptible.
• Worms and parasites: Puppies are vulnerable to intestinal worms and external parasites like fleas and ticks, which can cause discomfort and illness if untreated.
• Respiratory infections: Young puppies can catch infections such as kennel cough, which requires prompt veterinary care.
• Vaccination-related illnesses: While rare, some puppies may have adverse reactions to vaccines, so monitoring after vaccination is important.

It’s a fact of life that some breeds will cost more to insure than others. For example, French bulldogs can be more expensive to insure owing to their potential for breathing problems, while Newfoundlands can also prove costly due to potential hip problems and arthritis.

We've revealed the cheapest dog breeds to insure elsewhere on our blog. That said, no matter what breed you set your heart on, there could still be health problems you’ll need to prepare for.

To get a quick online quote, simply answer a few short questions about your dog and we’ll do the rest. That way, you can compare prices and policy details with no hassle.

Unfortunately, a young pet will be a popular target for criminals. So, you’ll want a policy that provides compensation if your beloved puppy is lost or stolen. Purely Pets covers loss by theft or straying and advertising costs/reward up to £2,000 when you take out our Gold Lifetime cover.