Can you get pet insurance for an older dog or cat?
18th August, 2026
If your pet is already in their later years, you might assume it’s too late to get pet insurance. But that’s not always true.
Is it too late to insure an older pet?
Many pet owners start looking for insurance later in life often after noticing changes in:
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Mobility
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Energy levels
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Health needs
The good news is that some providers still offer cover, even for senior pets including Purely Pets.
The challenge with traditional policies
Standard policies may:
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Refuse new customers beyond a certain age
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Offer only limited cover
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Increase prices significantly
The alternative: No upper age limit cover
Some policies are designed specifically to support older pets.
These allow you to:
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Start cover later in life
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Access a range of benefits
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Continue protection long-term
Purely Pets offers pet insurance with no upper age limit, making it easier to insure your dog or cat even in their senior years.
What will and won’t be covered?
Important considerations:
Covered:
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New illnesses or injuries
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Many age-related conditions
Not covered:
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Pre-existing conditions
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Routine or preventative care
Why lifetime cover becomes more important
Older pets are more likely to develop long-term conditions.
Lifetime pet insurance cover helps:
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Continue claims year after year
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Avoid gaps in treatment support
If your pet is getting older, now is the time to act. Explore senior pet insurance options with no upper age limit today and get a quote today.
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