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Pomeranians are a popular breed of small dog, known for their spunky personalities and adorable looks. But like any other dog, Pomeranians can get sick or injured, and an unexpected vet bill can be costly. That's why many dog owners may want to look into Pomeranian dog insurance.
In this article, we'll look at what Pomeranian dog insurance is, the potential benefits of getting it, and how to find the best insurance plan for your pup.
What is Pomeranian Dog Insurance?
Pomeranian dog insurance is a type of dog insurance designed to cover the medical costs associated with owning a Pomeranian.
It can help cover vet bills, medications, and other unforeseen costs that may arise due to illness or injury. It can also cover costs associated with routine care, such as vaccinations and dental cleanings.
The cost of Pomeranian dog insurance depends on a few factors, such as the age of your pet, the type of plan you choose, and the excess. Insurance plans can range from basic to comprehensive, so it's important to find one that meets your needs and budget.
Features of Pomeranian Dog Insurance
Pomeranian dog insurance may be helpful for you as a dog owner.
One feature of dog insurance that you may be interested in is that it can help you manage the unexpected costs associated with owning a pet. Unforeseen vet bills can be costly and may leave you having to pay out a large sum of money.
But with dog insurance, certain costs may be covered within your policy. This may provide financial support when having to cover vets fees for example.
With vets’ fees covered between a range of £11,000 to £15,000, when you purchase cover from our Gold suite of policies. You may also be able to take your pet into the vet where beforehand, this may not have been an option for you.
This can help you keep them healthy and reduce the risk of potentially expensive health problems down the road.
Finally, Pomeranian dog insurance can give you peace of mind knowing that your pup is covered in the event of an accident or illness.
Want to find out more about our Pomeranian Insurance/Dog Insurance Product?
We’ve listed our key benefits below and you can also take a look at our cover levels, customer reviews and awards.
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Why choose Purely Pets
24/7 Free Video Calls with a Vet
There’s no upper age limit
Easy online claims process
Payments made direct to vet
15 levels of Lifetime cover
Lifetime Cover up to £15,000
Flexible Excess Options
Manage your policy online
Award winning Pet Insurance
The Purely Pet Promise
At Purely, we’re here to support you. That’s why we offer a 24 Hour Vet Helpline free of charge to all of our customers. Our easy to use online portal ‘Manage My Policy’, enables you to access to your policy 24hrs a day. This provides greater flexibility, allowing you to manage your policy at a time that suits you, so that you can spend more time with your furry friends, and less time managing your insurance. Get a quote
Our Dog insurance cover levels
For your dog
Explore
Lifetime Bronz
- Lifetime cover
- Vets fees from £1,000-£5,000
- Flexible Excess Options
- Complementary treatment £500
- Special diet £100
- Third party liability (dogs only) £1M
- Death from illness £1,000
- Death from accident £1,000
- Boarding Fees £1,000
- Holiday cancellation £1,000
- Loss by theft/straying £1,000
- Advertising and reward £1,000
Lifetime Silver
- Lifetime cover
- Vets fees from £6,000-£10,000
- Flexible Excess Options
- Complementary treatment £750
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £1,500
- Death from accident £1,500
- Boarding Fees £1,500
- Holiday cancellation £1,500
- Loss by theft/straying £1,500
- Advertising and reward £1,500
Lifetime Gold
- Lifetime cover
- Vets fees from £11,000-£15,000
- Flexible Excess Options
- Complementary treatment £1,000
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £2,000
- Death from accident £2,000
- Boarding Fees £2,000
- Holiday cancellation £2,000
- Loss by theft/straying £2,000
- Advertising and reward £2,000
For your dogs, for your cats or for both
Explore
Lifetime Bronze
- Lifetime cover
- Vets fees from £1,000-£5,000
- Flexible Excess Options
- Complementary treatment £500
- Special diet £100
- Third party liability (dogs only) £1M
- Death from illness £1,000
- Death from accident £1,000
- Boarding Fees £1,000
- Holiday cancellation £1,000
- Loss by theft/straying £1,000
- Advertising and reward £1,000
Lifetime Silver
- Lifetime cover
- Vets fees from £6,000-£10,000
- Flexible Excess Options
- Complementary treatment £750
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £1,500
- Death from accident £1,500
- Boarding Fees £1,500
- Holiday cancellation £1,500
- Loss by theft/straying £1,500
- Advertising and reward £1,500
Lifetime Gold
- Lifetime cover
- Vets fees from £11,000-£15,000
- Flexible Excess Options
- Complementary treatment £1,000
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £2,000
- Death from accident £2,000
- Boarding Fees £2,000
- Holiday cancellation £2,000
- Loss by theft/straying £2,000
- Advertising and reward £2,000
Lifetime Bronz
- Lifetime cover
- Vets fees from £1,000-£5,000
- Flexible Excess Options
- Complementary treatment £500
- Special diet £100
- Third party liability (dogs only) £1M
- Death from illness £1,000
- Death from accident £1,000
- Boarding Fees £1,000
- Holiday cancellation £1,000
- Loss by theft/straying £1,000
- Advertising and reward £1,000
Lifetime Silver
- Lifetime cover
- Vets fees from £6,000-£10,000
- Flexible Excess Options
- Complementary treatment £750
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £1,500
- Death from accident £1,500
- Boarding Fees £1,500
- Holiday cancellation £1,500
- Loss by theft/straying £1,500
- Advertising and reward £1,500
Lifetime Gold
- Lifetime cover
- Vets fees from £11,000-£15,000
- Flexible Excess Options
- Complementary treatment £1,000
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £2,000
- Death from accident £2,000
- Boarding Fees £2,000
- Holiday cancellation £2,000
- Loss by theft/straying £2,000
- Advertising and reward £2,000
Lifetime Bronze
- Lifetime cover
- Vets fees from £1,000-£5,000
- Flexible Excess Options
- Complementary treatment £500
- Special diet £100
- Third party liability (dogs only) £1M
- Death from illness £1,000
- Death from accident £1,000
- Boarding Fees £1,000
- Holiday cancellation £1,000
- Loss by theft/straying £1,000
- Advertising and reward £1,000
Lifetime Silver
- Lifetime cover
- Vets fees from £6,000-£10,000
- Flexible Excess Options
- Complementary treatment £750
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £1,500
- Death from accident £1,500
- Boarding Fees £1,500
- Holiday cancellation £1,500
- Loss by theft/straying £1,500
- Advertising and reward £1,500
Lifetime Gold
- Lifetime cover
- Vets fees from £11,000-£15,000
- Flexible Excess Options
- Complementary treatment £1,000
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £2,000
- Death from accident £2,000
- Boarding Fees £2,000
- Holiday cancellation £2,000
- Loss by theft/straying £2,000
- Advertising and reward £2,000
Finding the perfect dog insurance for you
Getting dog insurance for your Pomeranian may be a way to manage the unexpected costs associated with owning a pet.
It can also help you provide better care for your pup and give you peace of mind knowing that they are covered in the event of an accident or illness (terms and conditions apply).
When looking for Pomeranian dog insurance, it's important to consider the type of coverage you need, the excess, and any restrictions or exclusions that apply to your policy. This will help you find the best insurance plan for your furry friends.
To find out more about dog insurance for your Pomeranian, you can call one of our dog insurance specialists or get a quote online.
Customer reviews
We’re committed to improving our Pet Insurance products wherever possible, which is why feedback from our customers is so important to us. We’re incredibly proud of our Excellent Trustpilot rating and you can read the latest reviews from our fantastic customers below.
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Find out more
You can find out more about our Dog Insurance product below and there’s more help available on our FAQs page.
The cost of Pomeranian dog insurance depends on a few factors, such as the age of your pet, the type of plan you choose, and the excess.
Take a look at some of the benefits that we include within our pet insurance plans below, for more information on how Purely Pets may be able to help you with your dog insurance questions, please get in touch with one of our dog insurance specialists on 0330 102 5748 or you can receive a quote online.
The coverage offered by Pomeranian dog insurance varies depending on the plan you choose. medications, and other unforeseen costs that may arise due to illness or injury.
For exclusions and to find out what isn’t covered within Purely Pets dog insurance policies, click here to see our policy wording
No, Purely Pets dog insurance does not cover pre-existing conditions.
Pet insurance doesn’t normally cover you for any conditions that already exist before you purchase, so always check this if are looking to move to a new provider or if you are taking out insurance for the first time but your pet has pre-existing medical conditions.
There will also generally be an excess (a fixed amount that you contribute to any claim) or a co-payment excess (normally a percentage of the total claimed amount that you will contribute to any claim) on your policy that you will have to pay.
Other common exclusions for pet insurance are breeds listed under the Dangerous Dogs Act 1991, cover for elective, routine or cosmetic treatment and cover for illness or accidents within a specified waiting period
So you have decided to get your pet insured, but now you are faced with a number of policies to choose from! Here at Purely Pets we offer 15 levels of Lifetime Cover - allowing you to choose the policy that suits your budget and requirements.
These policies offer cover for accidents and illnesses for the pet’s lifetime. This is dependent upon you renewing the policy each year and keeping up to date with premiums. These are usually the most expensive policies, because they provide the most comprehensive cover.
All of our Lifetime policies offer you a pot of money per year that will cover all accidents and illnesses. We only offer Lifetime cover to our customers as we believe it is the most comprehensive cover available.
Like humans, our pets are more likely to be affected by illness as they get older. This means that every year your insurance premium will increase even if you haven’t made a claim. This increase will be significant if you have claimed.
Getting Pomeranian dog insurance is straightforward. You can take out a dog insurance policy either by calling one of our dog insurance specialists on 0330 102 5748 or by getting a quote online on our website. You can get a quote with Purely Pets by clicking here
Most insurance companies will require basic information about your pet, such as their age and breed, as well as your contact information.
When it comes to Pomeranian dog insurance, there are a few plans to choose from. Here are the features and benefits of our Bronze, Silver, and Gold Lifetime plans that we offer:
Lifetime Bronze:
- Lifetime cover
- Vets fees from £1,000-£5,000
- Excess starting from £80
- Complementary treatment £500
- Special diet £100
- Third party liability (dogs only) £1M
- Death from illness £1,000
- Death from accident £1,000
- Boarding Fees £1,000
- Holiday cancellation £1,000
- Loss by theft/straying £1,000
- Advertising and reward £1,000
Lifetime Silver:
- Lifetime cover
- Vets fees from £6,000-£10,000
- Excess starting from £80
- Complementary treatment £750
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £1,500
- Death from accident £1,500
- Boarding Fees £1,500
- Holiday cancellation £1,500
- Loss by theft/straying £1,500
- Advertising and reward £1,500
Lifetime Gold:
- Lifetime cover
- Vets fees from £11,000-£15,000
- Excess starting from £80
- Complementary treatment £1,000
- Special diet £100
- Third party liability (dogs only) £2M
- Death from illness £2,000
- Death from accident £2,000
- Boarding Fees £2,000
- Holiday cancellation £2,000
- Loss by theft/straying £2,000
- Advertising and reward £2,000
When it comes to dog insurance, there are a few factors that can affect your costs. These include:
- Age of your pet
- Type of plan: The type of plan you choose can also affect your costs. A more comprehensive plan will usually cost more than a basic plan.
- Excess: The excess is the amount you'll have to pay out of pocket before your insurance kicks in. A higher excess typically means a lower premium, but a lower excess usually means that you will have to pay more over time rather than a larger up-front cost.
The simple answer to the question 'Does dog insurance go up if you make a claim?' is yes, it can.
Therefore, when a pet owner does make a claim, the dog insurance company may increase the premium to reflect the increased risk.
However, the increase in the pet insurance premium will depend on the type of claim made, the size of the claim, and the dog insurance company's policy.
Some pet insurance companies may increase the premium after any claim, while others may only increase the premium if the pet owner makes multiple claims or if the claim is especially large.
It is important to read the dog insurance policy and policy wording before making a claim to understand how the particular company handles rate increases.
It is also important to note that dog insurance companies may increase the premium even if a claim is not made, due to a pet getting older and more likely to fall ill.
The rates for dog insurance can change as the pet ages, or if the claims history of other pet owners with the same breed or in the same area changes.
In conclusion, dog insurance can go up if you make a claim. However, the increase in the premium will depend on the type of claim made and the dog insurance company's policy.
Therefore, it is important to read the dog insurance policy and understand the potential risks before making a claim.
When deciding on a Pomeranian dog insurance plan, there are a few factors to consider. The first is the type of coverage you need.
Do you want a basic plan that covers emergency vet visits and medications? Or do you want a more comprehensive plan that also covers preventive care and routine visits?
You'll also want to consider the excess. The excess is the amount you'll have to pay out of pocket before your insurance kicks in.
A higher excess means a lower premium, but a lower excess means a higher premium.
Finally, you'll want to look at the exclusions and any restrictions that apply to your policy. Make sure you read the policy wording so you know exactly what your policy covers and what it doesn't.